Don't Forget Closing Costs

Every home sale involves certain costs. Sellers and buyers almost always share these closing costs, as specified in the real estate sales contract.

As the list below indicates, many of the costs result from getting your mortgage. Since AA Mortgage LLC is highly experienced with closings and mortgages, we are closing cost experts.

The Loan Estimate (LE)

Soon after you submit your application, we'll give you the "Loan Estimate" of your closing costs. The closing costs specified in the LE are estimated based on our experience with mortgage loans, but costs usually vary by small amounts between delivery of the LE and closing. We will be glad to review the "Loan Estimate," answering your questions and pointing out costs that can vary a little bit at closing.

Below you'll find a fairly general list of costs for buying a home. We will provide you with a specific list of your closing costs when we deliver your Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Escrow Fees
  • Taxes
  • Loan-related costs
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
Property Taxes
  • Transfer Taxes and Recording Fees
  • Insurance
Homeowners Insurance
  • Flood or Earthquake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

AA Mortgage LLC can answer questions about these closing costs. Call us at 713-370-LOAN (5626).

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